Montgomery County Property Tax Rates (2025)

Homeowners in Montgomery County, Texas pay a median $5,237 in property tax each year, or 1.65% of a median home value of $317,500. That rate is 4% higher than the Texas median and 68% higher than the national median of 0.98%.

Updated October 2026 · 2025 rates from the Texas Comptroller; medians from the Census Bureau's 2019-2023 American Community Survey

Median effective rate
1.65%
Texas: 1.58% · U.S.: 0.98%
Median annual tax
$5,237
$436 a month
Median home value
$317,500
Census 2019-2023 · 168,894 owner-occupied homes
Share of owner income
4.5%
median tax ÷ median owner household income ($117,621)
Rank in Texas
30th
of 250 counties, highest rate first · 264th in the U.S.

Look up, pay or appeal your Montgomery County property tax

This site estimates taxes; your actual bill, payments and appeals are handled by these official county offices.

Source: Texas Comptroller county directory.

Montgomery County property tax calculator

For your own home, use the appraised value on your notice (it already reflects the 10% homestead cap). Starts at the county median.
Estimated annual property tax
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Montgomery County, TX — The Montgomery County Courthouse in Conroe, Texas, United States.
Montgomery County, TX. Photo: Larry D. Moore, Wikimedia Commons, CC BY 4.0.
Montgomery County within Texas

Key property tax dates in Montgomery County

  1. January 1Property is valued as of this date.
  2. April–MayNotices of appraised value arrive from the appraisal district.
  3. May 15Protest deadline (or 30 days after your notice is delivered, if later).
  4. August–SeptemberCounties, cities, school and special districts adopt their tax rates.
  5. OctoberTax bills are mailed.
  6. January 31Last day to pay without penalty and interest.

Statewide deadlines; if a deadline falls on a weekend or holiday it moves to the next business day. Check the county office for local hearing dates.

Worked example: a median-value home in Montgomery County

Take a $317,500 home — the county median — used as a primary residence in Conroe, the county's largest city, and served by Conroe ISD, the county's largest school district. The school district taxes $177,500 after the $140,000 school homestead exemption; every other unit taxes the full value.

LevyRate per $100Taxable valueTax
Montgomery County0.3770$317,500$1,197
Conroe ISD (school district)0.9496$177,500$1,686
City of Conroe0.4272$317,500$1,356
Montgomery County Hospital District0.0473$317,500$150
Total$4,389

That is $366 a month — what a lender would typically collect in escrow with each mortgage payment. Utility, emergency services or college districts add their rates where they apply.

Property tax at different home values in Montgomery County

Home valuePrimary residenceNot a homesteadMonthly (primary residence)
$200,000 $2,273$3,602 $189
$250,000 $3,173$4,503 $264
$300,000 $4,074$5,403 $339
$400,000 $5,875$7,204 $490
$500,000 $7,676$9,006 $640
$750,000 $12,179$13,508 $1,015
$1,000,000 $16,682$18,011 $1,390

Based on Montgomery County + Conroe ISD + City of Conroe + Montgomery County Hospital District, 2025 rates. Homestead figures apply the $140,000 school exemption, not optional local exemptions or the 10% cap.

Where a Montgomery County property tax bill goes

For a $317,500 primary residence in Conroe, the $4,389 bill splits like this; the largest share goes to Conroe ISD. The school line is smaller than its rate suggests because the $140,000 homestead exemption applies to school taxes only.

Taxing bodyTaxShareShare of bill
School district (Conroe ISD)$1,68638%
Montgomery County$1,19727%
City of Conroe$1,35631%
Hospital district$1503%

Montgomery County tax rates (2025)

Montgomery County itself levies $0.3770 per $100 of taxable value (0.3325 for maintenance & operations, 0.0445 for debt service). On a $317,500 home that is about $1,197 a year before exemptions — the school district, city and special districts below add the larger share of most bills. The county's no-new-revenue rate was 0.3693 and its voter-approval rate 0.3941.

209 other taxing units overlap Montgomery County. Rates are per $100 of taxable value; a home pays the county rate plus one school district and, where they apply, a city and special districts.

School districts (6)

Show school districts
School districtRate per $100Tax on $317,500
Conroe ISD0.9496$3,015
Magnolia ISD0.9583$3,043
Montgomery ISD1.0912$3,465
New Caney ISD1.2552$3,985
Splendora ISD1.2547$3,984
Willis ISD1.0349$3,286

Cities (13)

Show cities
CitieRate per $100Tax on $317,500
Conroe0.4272$1,356
Magnolia0.2277$723
Montgomery0.4000$1,270
Oak Ridge North0.4268$1,355
Panorama Village0.5370$1,705
Patton Village0.3139$997
Roman Forest0.5475$1,738
Shenandoah0.1821$578
Splendora0.4178$1,327
Stagecoach0.3492$1,109
Willis0.5518$1,752
Woodbranch Village0.2363$750
Woodloch0.2500$794
Utility, water and improvement districts (172)
Utility, water and improvement districtRate per $100Tax on $317,500
Airport Road MUD1.3500$4,286
Audubon MUD #10.0000$0
Audubon MUD #20.0000$0
Audubon MUD #30.0000$0
Audubon MUD #40.0000$0
Audubon WCID0.0000$0
Blaketree MUD #10.9500$3,016
Chateau Woods MUD0.2766$878
Cleveland MUD #10.7500$2,381
Clover Creek MUD0.0000$0
Colton MUD #10.0000$0
Colton MUD #21.5000$4,763
Conroe MMD #10.8550$2,715
Conroe MMD #20.9000$2,858
Conroe MUD #10.6000$1,905
Corinthian Point MUD #20.5288$1,679
Decker Prairie MUD1.5000$4,763
East Montgomery County MUD #121.3100$4,159
East Montgomery County MUD #131.5000$4,763
East Montgomery County MUD #13A1.5000$4,763
East Montgomery County MUD #141.5000$4,763
East Montgomery County MUD #30.8100$2,572
East Montgomery County MUD #41.2500$3,969
East Montgomery County MUD #51.3000$4,128
East Montgomery County MUD #61.1700$3,715
East Montgomery County MUD #71.3000$4,128
East Plantation Utility District0.4440$1,410
Far Hills Utility District0.6100$1,937
Grand Oaks MUD0.8000$2,540
Kings Manor MUD0.5300$1,683
Lake Conroe Hills MUD0.4290$1,362
Lazy River Improvement District0.1454$462
Magnolia East MUD (MME)0.5775$1,834
Magnolia Woods MUD #30.0000$0
Marian Trails MUD #10.0000$0
Montgomery County FWSD #60.5985$1,900
Montgomery County MUD #1000.0000$0
Montgomery County MUD #1010.0000$0
Montgomery County MUD #1050.8900$2,826
Montgomery County MUD #1070.3700$1,175
Montgomery County MUD #1081.0100$3,207
Montgomery County MUD #1101.3500$4,286
Montgomery County MUD #1110.0000$0
Montgomery County MUD #1120.6500$2,064
Montgomery County MUD #1130.5500$1,746
Montgomery County MUD #1150.9100$2,889
Montgomery County MUD #1160.0000$0
Montgomery County MUD #1190.8400$2,667
Montgomery County MUD #1210.7650$2,429
Montgomery County MUD #1230.0000$0
Montgomery County MUD #1251.1500$3,651
Montgomery County MUD #1260.8500$2,699
Montgomery County MUD #1271.3500$4,286
Montgomery County MUD #128A1.0300$3,270
Montgomery County MUD #128B0.0000$0
Montgomery County MUD #1291.1000$3,493
Montgomery County MUD #1320.7000$2,223
Montgomery County MUD #1361.3000$4,128
Montgomery County MUD #1371.1200$3,556
Montgomery County MUD #1380.8800$2,794
Montgomery County MUD #1391.0500$3,334
Montgomery County MUD #1400.0000$0
Montgomery County MUD #1411.2200$3,874
Montgomery County MUD #1421.0000$3,175
Montgomery County MUD #1441.5000$4,763
Montgomery County MUD #1451.2500$3,969
Montgomery County MUD #1470.0000$0
Montgomery County MUD #1480.0000$0
Montgomery County MUD #1490.9000$2,858
Montgomery County MUD #150.6200$1,969
Montgomery County MUD #1501.3500$4,286
Montgomery County MUD #1510.0000$0
Montgomery County MUD #152A0.0000$0
Montgomery County MUD #152B0.0000$0
Montgomery County MUD #152C0.0000$0
Montgomery County MUD #152D0.0000$0
Montgomery County MUD #1531.4500$4,604
Montgomery County MUD #1550.0000$0
Montgomery County MUD #1580.0000$0
Montgomery County MUD #1591.5000$4,763
Montgomery County MUD #160.0000$0
Montgomery County MUD #1600.7000$2,223
Montgomery County MUD #1621.3500$4,286
Montgomery County MUD #1641.3500$4,286
Montgomery County MUD #1651.3500$4,286
Montgomery County MUD #1660.0000$0
Montgomery County MUD #1700.0000$0
Montgomery County MUD #1710.0000$0
Montgomery County MUD #1721.4500$4,604
Montgomery County MUD #1731.3500$4,286
Montgomery County MUD #1741.3500$4,286
Montgomery County MUD #1761.1500$3,651
Montgomery County MUD #1781.0000$3,175
Montgomery County MUD #180.1700$540
Montgomery County MUD #1801.2500$3,969
Montgomery County MUD #1810.0000$0
Montgomery County MUD #1831.1000$3,493
Montgomery County MUD #1851.5000$4,763
Montgomery County MUD #190.1355$430
Montgomery County MUD #1911.3500$4,286
Montgomery County MUD #1931.3000$4,128
Montgomery County MUD #1960.5000$1,588
Montgomery County MUD #1970.0000$0
Montgomery County MUD #1991.5000$4,763
Montgomery County MUD #2010.0000$0
Montgomery County MUD #202A1.0100$3,207
Montgomery County MUD #202B1.5000$4,763
Montgomery County MUD #2061.1000$3,493
Montgomery County MUD #2091.2500$3,969
Montgomery County MUD #2111.2500$3,969
Montgomery County MUD #2121.5000$4,763
Montgomery County MUD #2130.0000$0
Montgomery County MUD #2151.1000$3,493
Montgomery County MUD #2180.0000$0
Montgomery County MUD #2200.0000$0
Montgomery County MUD #2240.0000$0
Montgomery County MUD #2381.2500$3,969
Montgomery County MUD #241.1200$3,556
Montgomery County MUD #360.0424$135
Montgomery County MUD #380.0000$0
Montgomery County MUD #390.2400$762
Montgomery County MUD #420.9000$2,858
Montgomery County MUD #460.1746$554
Montgomery County MUD #470.1607$510
Montgomery County MUD #560.5750$1,826
Montgomery County MUD #60.0671$213
Montgomery County MUD #600.1250$397
Montgomery County MUD #670.1350$429
Montgomery County MUD #70.1066$338
Montgomery County MUD #80.2880$914
Montgomery County MUD #830.0000$0
Montgomery County MUD #840.0000$0
Montgomery County MUD #881.0000$3,175
Montgomery County MUD #890.5550$1,762
Montgomery County MUD #90.3700$1,175
Montgomery County MUD #900.5500$1,746
Montgomery County MUD #920.5800$1,842
Montgomery County MUD #940.6600$2,096
Montgomery County MUD #950.0000$0
Montgomery County MUD #961.3000$4,128
Montgomery County MUD #980.0000$0
Montgomery County MUD #991.0150$3,223
Montgomery County WCID #10.7449$2,365
Montgomery County WCID #2050.0000$0
Montgomery-Grimes Counties MUD #146B0.0000$0
Montgomery-Grimes Counties MUD #146C0.0000$0
Montgomery-Grimes Counties MUD #146D0.0000$0
New Caney MUD0.4250$1,349
New Caney MUD - Hendricks Defined Area0.5000$1,588
Point Aquarius MUD0.5100$1,619
Porter MUD0.4577$1,453
Porter MUD-Auburn Trails Defined Area0.5389$1,711
Porter MUD-Auburn Trails Defined Area #20.5255$1,668
Porter MUD-Hendricks Defined Area1.0000$3,175
Porter MUD-Montgomery Crossing DA0.7000$2,223
Rayford Road MUD0.4140$1,314
River Plantation MUD0.6580$2,089
Roman Forest Cons MUD0.2300$730
Roman Forest Public Utility District #30.7037$2,234
Roman Forest Public Utility District #41.0785$3,424
Southern Montgomery County MUD0.1167$371
Spring Creek Utility District0.8800$2,794
Stanley Lake MUD0.3975$1,262
Texas National MUD1.0261$3,258
Valley Ranch MUD #11.0000$3,175
Valley Ranch Town Center Management1.0700$3,397
Wood Trace MUD #11.0000$3,175
Woodlands MUD #10.0648$206
Woodlands Metro Center MUD0.0850$270
Woodlands Road Utility District #10.0500$159
Woodmark PID0.0000$0
Woodridge MUD0.0000$0

Emergency services districts (11)

Show emergency services districts
Emergency services districtRate per $100Tax on $317,500
Firefly MUD #10.0000$0
Montgomery County ESD #10.1000$318
Montgomery County ESD #100.0922$293
Montgomery County ESD #140.1000$318
Montgomery County ESD #20.1000$318
Montgomery County ESD #30.1000$318
Montgomery County ESD #40.0977$310
Montgomery County ESD #60.1000$318
Montgomery County ESD #70.1000$318
Montgomery County ESD #80.0937$297
Montgomery County ESD #90.1000$318

Hospital districts (1)

Show hospital districts
Hospital districtRate per $100Tax on $317,500
Montgomery County Hospital District0.0473$150

Other taxing units (6)

Show other taxing units
Other taxing unitRate per $100Tax on $317,500
Montgomery County DD #100.2650$841
Montgomery County DD #60.1130$359
Montgomery County UD #20.4450$1,413
Montgomery County UD #30.1451$461
Montgomery County UD #40.1500$476
Valley Ranch Medical Center Mgmt Dist0.5000$1,588

Source: 2025 tax rates, Texas Comptroller. Tax on the median home value ($317,500) is before exemptions.

How Montgomery County tax rates changed from 2024 to 2025

The county's own rate fell from 0.3790 to 0.3770 per $100 (−0.5%) — $6 less a year on a $317,500 home at the same value. Its 2025 rate was above the no-new-revenue rate of 0.3693 — the rate that would raise the same amount from properties taxed in both years. So the county collects more from existing property than last year, before counting new construction.

Of 19 school districts and cities with rates in both years, 6 raised their rate, 7 lowered it and 6 kept it the same. (A rate cut can still mean a higher bill if appraised values rose more.)

2024 and 2025 rates for every school district and city
Taxing unit20242025Change
Conroe0.42720.4272no change
Magnolia0.25090.2277−9.2%
Montgomery0.40000.4000no change
Oak Ridge North0.44080.4268−3.2%
Panorama Village0.55130.5370−2.6%
Patton Village0.32400.3139−3.1%
Roman Forest0.51970.5475+5.3%
Shenandoah0.14210.1821+28.1%
Splendora0.36730.4178+13.7%
Stagecoach0.36260.3492−3.7%
Willis0.50870.5518+8.5%
Woodbranch Village0.22950.2363+3.0%
Woodloch0.22910.2500+9.1%
Conroe ISD0.94960.9496no change
Magnolia ISD0.95950.9583−0.1%
Montgomery ISD1.09121.0912no change
New Caney ISD1.25521.2552no change
Splendora ISD1.25521.2547−0.0%
Willis ISD1.03491.0349no change

How Montgomery County compares

Montgomery County: $5,237 Montgomery County $5,237 Texas: $4,111 Texas $4,111 United States: $2,969 United States $2,969
Median annual property tax — Census ACS 2019-2023
Montgomery County: 1.65% Montgomery County 1.65% Texas: 1.58% Texas 1.58% United States: 0.98% United States 0.98%
Median effective rate — Census ACS 2019-2023
Montgomery CountyTexasUnited States
Median effective rate1.65%1.58%0.98%
Median annual property tax$5,237$4,111$2,969
Median home value$317,500$260,400$303,400
Median owner household income$117,621$97,699$97,352
Median tax as share of income4.5%4.2%3.0%
Median tax, homes with a mortgage$5,996$5,182—
Median tax, homes without a mortgage$3,848$2,741—

29 counties have a higher median effective rate in Texas, and 220 a lower one. Medians come from the Census Bureau's 2019-2023 American Community Survey.

How property tax works in Texas

How to lower your property tax in Montgomery County

  1. File for the homestead exemption with your county appraisal district if the home is your primary residence. It removes $140,000 from school district taxable value and caps yearly increases in taxable value at 10%.
  2. Add the 65+ or disability exemption once you qualify: another $60,000 off school taxable value, and school taxes on the home are frozen at that year's level.
  3. Protest your appraisal if the value looks high — by May 15 or 30 days after your notice arrives. Comparable sales and photos of needed repairs are the most persuasive evidence.
  4. Check every taxing unit on your bill. Moving a few streets can change the school district, city or utility district — and the combined rate by several tenths of a percent.

Frequently asked questions

What is the property tax rate in Montgomery County?

The median effective property tax rate in Montgomery County, Texas is 1.65%: homeowners pay a median $5,237 a year on homes with a median value of $317,500. The county's own 2025 rate is 0.3770 per $100 of value; school district, city and special district rates are added on top.

How does Montgomery County compare with the rest of Texas?

Its median effective rate is 4% higher than the Texas median of 1.58%, ranking 30th highest of 250 counties with data. The median tax bill of $5,237 is 27% higher than the statewide $4,111.

Do homeowners with a mortgage pay more property tax in Montgomery County?

Owners with a mortgage pay a median $5,996 a year, against $3,848 for owners without one. The difference mostly reflects home values — newer buyers tend to own more expensive, more recently assessed homes — not a different tax rate.

What share of income do Montgomery County homeowners spend on property tax?

The median homeowner household in Montgomery County earns $117,621 a year, so the median property tax bill of $5,237 is about 4.5% of income, against 4.2% across Texas and 3.0% nationally.

When is property tax due in Montgomery County?

Texas tax bills go out around October, and taxes become delinquent if they are not paid by January 31.

What property tax exemptions can Montgomery County homeowners claim?

A primary residence gets a $140,000 school district homestead exemption, plus $60,000 more for owners 65 or older or disabled. Some counties, cities and special districts add optional exemptions.

How do I estimate my Montgomery County property tax bill?

Multiply your home's taxable value by the combined rate of every taxing unit that covers your address, after subtracting exemptions. The calculator above does this with the official rates for each school district and city. For the exact amount, look up your property with the county's appraisal or assessment office.

Other Texas counties

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Sources