McLennan County Property Tax Rates (2025)
Homeowners in McLennan County, Texas pay a median $3,347 in property tax each year, or 1.53% of a median home value of $219,200. That rate is 3% lower than the Texas median and 56% higher than the national median of 0.98%.
Updated October 2026 · 2025 rates from the Texas Comptroller; medians from the Census Bureau's 2019-2023 American Community Survey
Look up, pay or appeal your McLennan County property tax
This site estimates taxes; your actual bill, payments and appeals are handled by these official county offices.
- Tax assessor-collector — Look up and pay your tax bill:
co.mclennan.tx.us · 254-757-5130 215 N. 5th St., Records Bldg., Waco, Texas 76701-1372
- Appraisal district — Look up your property: property search, values, exemptions and protests:
mclennancad.org · 254-752-9864 315 S. 26th St., Waco, TX 76710-7400
- Your property's tax rates and estimates — the official truth-in-taxation site lists every taxing unit and proposed rate for an address: mclennan.taxratestexas.com
Source: Texas Comptroller county directory.
McLennan County property tax calculator
Key property tax dates in McLennan County
- January 1Property is valued as of this date.
- April–MayNotices of appraised value arrive from the appraisal district.
- May 15Protest deadline (or 30 days after your notice is delivered, if later).
- August–SeptemberCounties, cities, school and special districts adopt their tax rates.
- OctoberTax bills are mailed.
- January 31Last day to pay without penalty and interest.
Statewide deadlines; if a deadline falls on a weekend or holiday it moves to the next business day. Check the county office for local hearing dates.
Worked example: a median-value home in McLennan County
Take a $219,200 home — the county median — used as a primary residence in Waco, the county's largest city, and served by Waco ISD, the county's largest school district. The school district taxes $79,200 after the $140,000 school homestead exemption; every other unit taxes the full value.
| Levy | Rate per $100 | Taxable value | Tax |
|---|---|---|---|
| McLennan County | 0.3348 | $219,200 | $734 |
| Waco ISD (school district) | 1.0266 | $79,200 | $813 |
| City of Waco | 0.7550 | $219,200 | $1,655 |
| Total | $3,202 |
That is $267 a month — what a lender would typically collect in escrow with each mortgage payment. Utility, emergency services or college districts add their rates where they apply.
Property tax at different home values in McLennan County
| Home value | Primary residence | Not a homestead | Monthly (primary residence) |
|---|---|---|---|
| $100,000 | $1,090 | $2,116 | $91 |
| $150,000 | $1,737 | $3,175 | $145 |
| $200,000 | $2,796 | $4,233 | $233 |
| $250,000 | $3,854 | $5,291 | $321 |
| $300,000 | $4,912 | $6,349 | $409 |
| $400,000 | $7,028 | $8,466 | $586 |
| $500,000 | $9,145 | $10,582 | $762 |
Based on McLennan County + Waco ISD + City of Waco, 2025 rates. Homestead figures apply the $140,000 school exemption, not optional local exemptions or the 10% cap.
Where a McLennan County property tax bill goes
For a $219,200 primary residence in Waco, the $3,202 bill splits like this; the largest share goes to City of Waco. The school line is smaller than its rate suggests because the $140,000 homestead exemption applies to school taxes only.
| Taxing body | Tax | Share | Share of bill |
|---|---|---|---|
| School district (Waco ISD) | $813 | 25% | |
| McLennan County | $734 | 23% | |
| City of Waco | $1,655 | 52% |
McLennan County tax rates (2025)
McLennan County itself levies $0.3348 per $100 of taxable value (0.3060 for maintenance & operations, 0.0288 for debt service). On a $219,200 home that is about $734 a year before exemptions — the school district, city and special districts below add the larger share of most bills. The county's no-new-revenue rate was 0.3126 and its voter-approval rate 0.4134.
40 other taxing units overlap McLennan County. Rates are per $100 of taxable value; a home pays the county rate plus one school district and, where they apply, a city and special districts.
School districts (18)
Show school districts
| School district | Rate per $100 | Tax on $219,200 |
|---|---|---|
| Axtell ISD | 0.7392 | $1,620 |
| Bosqueville ISD | 1.2275 | $2,691 |
| Bruceville-Eddy ISD | 0.8079 | $1,771 |
| China Spring ISD | 0.9819 | $2,152 |
| Connally ISD | 0.9202 | $2,017 |
| Crawford ISD | 0.9795 | $2,147 |
| Gholson ISD | 0.6669 | $1,462 |
| Hallsburg ISD | 0.7717 | $1,692 |
| La Vega ISD | 1.2552 | $2,751 |
| Lorena ISD | 0.9684 | $2,123 |
| Mart ISD | 1.1669 | $2,558 |
| McGregor ISD | 1.1569 | $2,536 |
| Midway ISD | 0.9369 | $2,054 |
| Moody ISD | 1.0482 | $2,298 |
| Riesel ISD | 1.0287 | $2,255 |
| Robinson ISD | 0.9466 | $2,075 |
| Waco ISD | 1.0266 | $2,250 |
| West ISD | 0.8475 | $1,858 |
Cities (19)
Show cities
| Citie | Rate per $100 | Tax on $219,200 |
|---|---|---|
| Bellmead | 0.3824 | $838 |
| Beverly Hills | 0.4529 | $993 |
| Bruceville/Eddy | 0.4700 | $1,030 |
| City of Leroy | 0.1110 | $243 |
| Crawford | 0.4900 | $1,074 |
| Gholson | 0.0900 | $197 |
| Golinda | 0.2564 | $562 |
| Hallsburg | 0.0564 | $124 |
| Hewitt | 0.5391 | $1,182 |
| Lacy-Lakeview | 0.5325 | $1,167 |
| Lorena | 0.5639 | $1,236 |
| Mart | 0.6210 | $1,361 |
| McGregor | 0.5314 | $1,165 |
| Moody | 0.9471 | $2,076 |
| Riesel | 0.2239 | $491 |
| Robinson | 0.5099 | $1,118 |
| Waco | 0.7550 | $1,655 |
| West | 0.6300 | $1,381 |
| Woodway | 0.3638 | $798 |
Utility, water and improvement districts (2)
Show utility, water and improvement districts
| Utility, water and improvement district | Rate per $100 | Tax on $219,200 |
|---|---|---|
| Castleman Creek Watershed | 0.0668 | $146 |
| McLennan-Hill Co Tehuacana Creek WCID #1 | 0.0211 | $46 |
College districts (1)
Show college districts
| College district | Rate per $100 | Tax on $219,200 |
|---|---|---|
| McLennan Community College District | 0.1320 | $289 |
Source: 2025 tax rates, Texas Comptroller. Tax on the median home value ($219,200) is before exemptions.
How McLennan County tax rates changed from 2024 to 2025
The county's own rate rose from 0.3198 to 0.3348 per $100 (+4.7%) — $33 more a year on a $219,200 home at the same value. Its 2025 rate was above the no-new-revenue rate of 0.3126 — the rate that would raise the same amount from properties taxed in both years. So the county collects more from existing property than last year, before counting new construction.
Of 37 school districts and cities with rates in both years, 12 raised their rate, 11 lowered it and 14 kept it the same. (A rate cut can still mean a higher bill if appraised values rose more.)
2024 and 2025 rates for every school district and city
| Taxing unit | 2024 | 2025 | Change |
|---|---|---|---|
| Bellmead | 0.3432 | 0.3824 | +11.4% |
| Beverly Hills | 0.4506 | 0.4529 | +0.5% |
| Bruceville/Eddy | 0.4600 | 0.4700 | +2.2% |
| City of Leroy | 0.1111 | 0.1110 | −0.1% |
| Crawford | 0.4900 | 0.4900 | no change |
| Gholson | 0.0428 | 0.0900 | +110.4% |
| Golinda | 0.2572 | 0.2564 | −0.3% |
| Hallsburg | 0.0546 | 0.0564 | +3.3% |
| Hewitt | 0.5391 | 0.5391 | no change |
| Lacy-Lakeview | 0.5325 | 0.5325 | no change |
| Lorena | 0.5378 | 0.5639 | +4.9% |
| Mart | 0.6284 | 0.6210 | −1.2% |
| McGregor | 0.5300 | 0.5314 | +0.3% |
| Moody | 0.4775 | 0.9471 | +98.3% |
| Riesel | 0.2304 | 0.2239 | −2.8% |
| Robinson | 0.4499 | 0.5099 | +13.3% |
| Waco | 0.7550 | 0.7550 | no change |
| West | 0.6300 | 0.6300 | no change |
| Woodway | 0.3579 | 0.3638 | +1.7% |
| Axtell ISD | 0.7552 | 0.7392 | −2.1% |
| Bosqueville ISD | 1.2275 | 1.2275 | −0.0% |
| Bruceville-Eddy ISD | 0.8846 | 0.8079 | −8.7% |
| China Spring ISD | 1.0185 | 0.9819 | −3.6% |
| Connally ISD | 0.9202 | 0.9202 | no change |
| Crawford ISD | 1.0699 | 0.9795 | −8.4% |
| Gholson ISD | 0.6669 | 0.6669 | no change |
| Hallsburg ISD | 0.7717 | 0.7717 | +0.0% |
| La Vega ISD | 1.2552 | 1.2552 | no change |
| Lorena ISD | 0.9184 | 0.9684 | +5.4% |
| Mart ISD | 1.1669 | 1.1669 | no change |
| McGregor ISD | 1.1569 | 1.1569 | no change |
| Midway ISD | 0.9369 | 0.9369 | no change |
| Moody ISD | 1.0482 | 1.0482 | no change |
| Riesel ISD | 1.0287 | 1.0287 | no change |
| Robinson ISD | 0.9466 | 0.9466 | no change |
| Waco ISD | 1.0489 | 1.0266 | −2.1% |
| West ISD | 0.9249 | 0.8475 | −8.4% |
How McLennan County compares
| McLennan County | Texas | United States | |
|---|---|---|---|
| Median effective rate | 1.53% | 1.58% | 0.98% |
| Median annual property tax | $3,347 | $4,111 | $2,969 |
| Median home value | $219,200 | $260,400 | $303,400 |
| Median owner household income | $87,394 | $97,699 | $97,352 |
| Median tax as share of income | 3.8% | 4.2% | 3.0% |
| Median tax, homes with a mortgage | $3,999 | $5,182 | — |
| Median tax, homes without a mortgage | $2,469 | $2,741 | — |
48 counties have a higher median effective rate in Texas, and 201 a lower one. Medians come from the Census Bureau's 2019-2023 American Community Survey.
How property tax works in Texas
- Who sets the value: each county's appraisal district values property as of January 1. Notices of appraised value go out in the spring.
- Who sets the rates: the county, city, school district and any special districts (utility, emergency services, hospital, college) each adopt a rate per $100 of taxable value, usually in August–September. Your bill is the sum of every unit your property sits in.
- Homestead exemption: school districts must exempt $140,000 of a homestead's value, plus another $60,000 for owners 65 or older or disabled. Voters approved both increases (Propositions 13 and 11) in November 2025, effective for the 2025 tax year. Counties, cities and special districts may offer their own optional exemptions.
- Homestead cap: the taxable value of a homestead cannot rise more than 10% a year, however much the market value grows.
- Protest deadline: May 15, or 30 days after the appraisal notice is delivered if that is later.
- When it's due: bills go out around October; taxes become delinquent if not paid by January 31.
How to lower your property tax in McLennan County
- File for the homestead exemption with your county appraisal district if the home is your primary residence. It removes $140,000 from school district taxable value and caps yearly increases in taxable value at 10%.
- Add the 65+ or disability exemption once you qualify: another $60,000 off school taxable value, and school taxes on the home are frozen at that year's level.
- Protest your appraisal if the value looks high — by May 15 or 30 days after your notice arrives. Comparable sales and photos of needed repairs are the most persuasive evidence.
- Check every taxing unit on your bill. Moving a few streets can change the school district, city or utility district — and the combined rate by several tenths of a percent.
Frequently asked questions
What is the property tax rate in McLennan County?
The median effective property tax rate in McLennan County, Texas is 1.53%: homeowners pay a median $3,347 a year on homes with a median value of $219,200. The county's own 2025 rate is 0.3348 per $100 of value; school district, city and special district rates are added on top.
How does McLennan County compare with the rest of Texas?
Its median effective rate is 3% lower than the Texas median of 1.58%, ranking 49th highest of 250 counties with data. The median tax bill of $3,347 is 19% lower than the statewide $4,111.
Do homeowners with a mortgage pay more property tax in McLennan County?
Owners with a mortgage pay a median $3,999 a year, against $2,469 for owners without one. The difference mostly reflects home values — newer buyers tend to own more expensive, more recently assessed homes — not a different tax rate.
What share of income do McLennan County homeowners spend on property tax?
The median homeowner household in McLennan County earns $87,394 a year, so the median property tax bill of $3,347 is about 3.8% of income, against 4.2% across Texas and 3.0% nationally.
When is property tax due in McLennan County?
Texas tax bills go out around October, and taxes become delinquent if they are not paid by January 31.
What property tax exemptions can McLennan County homeowners claim?
A primary residence gets a $140,000 school district homestead exemption, plus $60,000 more for owners 65 or older or disabled. Some counties, cities and special districts add optional exemptions.
How do I estimate my McLennan County property tax bill?
Multiply your home's taxable value by the combined rate of every taxing unit that covers your address, after subtracting exemptions. The calculator above does this with the official rates for each school district and city. For the exact amount, look up your property with the county's appraisal or assessment office.
Other Texas counties
Similar effective rates
- Travis County — 1.53%
- Bell County — 1.54%
- Guadalupe County — 1.49%
- Lubbock County — 1.56%
- Galveston County — 1.49%
- Jefferson County — 1.57%
Largest counties
- Harris County — 1.72%
- Dallas County — 1.68%
- Tarrant County — 1.77%
- Bexar County — 1.81%
- Collin County — 1.66%
- Denton County — 1.72%
- Hidalgo County — 1.76%
- El Paso County — 2.09%
- Fort Bend County — 1.99%
- Montgomery County — 1.65%
- Williamson County — 1.71%
- Cameron County — 1.62%
Sources
- Median taxes paid, home values, owner counts and owner household income: U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, tables B25103, B25077, B25003 and B25119.
- Tax rates: Texas Comptroller of Public Accounts, 2025 and 2024 tax rates and levies.
- How the figures are calculated: methodology.