Maryland Property Tax Rates by County
Maryland homeowners pay a median $4,093 a year in property tax, an effective rate of 0.97% on a median home value of $419,900 — 4% higher than the national median of 0.94%, and the 22nd highest of the 50 states and D.C.
Property tax rates across Maryland
Property tax in every Maryland county
Median effective rate = median real estate taxes paid ÷ median home value (Census ACS 2020-2024). Click a column to sort.
| County | Effective rate | Median tax | Median home value | Share of income | Owner homes |
|---|---|---|---|---|---|
| Baltimore city | 1.46% | $3,354 | $229,600 | 3.8% | 121,471 |
| Howard County | 1.17% | $6,987 | $597,900 | 3.8% | 86,533 |
| Prince George's County | 1.12% | $4,771 | $426,000 | 3.7% | 216,692 |
| Baltimore County | 1.07% | $3,736 | $349,300 | 3.2% | 220,908 |
| Allegany County | 1.06% | $1,636 | $154,900 | 2.4% | 19,363 |
| Charles County | 1.01% | $4,339 | $428,500 | 3.2% | 49,958 |
| Frederick County | 0.99% | $4,584 | $464,600 | 3.2% | 80,595 |
| Dorchester County | 0.94% | $2,456 | $262,400 | 3.0% | 8,882 |
| Somerset County | 0.92% | $1,591 | $173,200 | 2.2% | 6,104 |
| Kent County | 0.91% | $3,025 | $330,900 | 3.2% | 6,161 |
| Carroll County | 0.91% | $3,934 | $434,000 | 3.0% | 54,223 |
| Caroline County | 0.90% | $2,619 | $290,100 | 3.1% | 8,978 |
| Cecil County | 0.89% | $3,068 | $343,400 | 2.8% | 30,557 |
| Harford County | 0.89% | $3,448 | $386,400 | 2.7% | 81,092 |
| Montgomery County | 0.86% | $5,539 | $640,300 | 3.2% | 254,139 |
| Wicomico County | 0.85% | $2,171 | $254,700 | 2.3% | 25,203 |
| Anne Arundel County | 0.85% | $3,957 | $467,900 | 2.8% | 168,852 |
| Calvert County | 0.84% | $3,885 | $460,200 | 2.7% | 29,183 |
| St. Mary's County | 0.84% | $3,424 | $407,600 | 2.4% | 31,049 |
| Washington County | 0.84% | $2,481 | $296,100 | 2.5% | 39,936 |
| Queen Anne's County | 0.78% | $3,623 | $462,700 | 2.9% | 16,505 |
| Garrett County | 0.78% | $1,836 | $235,300 | 2.3% | 10,027 |
| Worcester County | 0.73% | $2,738 | $374,700 | 2.8% | 18,817 |
| Talbot County | 0.65% | $2,647 | $409,700 | 2.6% | 12,337 |
Highest and lowest
Rates are highest in Baltimore city (1.46%), Howard County (1.17%) and Prince George's County (1.12%) and lowest in Talbot County (0.65%), Worcester County (0.73%) and Garrett County (0.78%). In the largest counties — Montgomery County (0.86%), Prince George's County (1.12%), Baltimore County (1.07%), Anne Arundel County (0.85%), Baltimore city (1.46%) — the median bill ranges from $3,354 to $5,539.
Property tax and income in Maryland
The median bill takes 3.2% of the median owner household's income in Maryland, against 3.1% nationally. Among counties with at least 2,000 owner-occupied homes, the burden is heaviest in Howard County (3.8%), Baltimore city (3.8%), Prince George's County (3.7%).
Maryland property tax estimate
Property tax at different home values in Maryland
| Home value | Estimated annual tax | Monthly (estimated annual tax) |
|---|---|---|
| $250,000 | $2,438 | $203 |
| $300,000 | $2,925 | $244 |
| $400,000 | $3,900 | $325 |
| $500,000 | $4,875 | $406 |
| $750,000 | $7,313 | $609 |
| $1,000,000 | $9,750 | $813 |
| $1,500,000 | $14,625 | $1,219 |
Based on the median effective rate in Maryland (0.97%).
How property tax works in Maryland
- Who sets the value:the State Department of Assessments and Taxation (SDAT), not the county, values every property once every three years (a third of the state each year). Homes are taxed on 100% of that value; an increase is phased in over three years, while a decrease takes effect at once.
- Who sets the rates:rates are per $100 of assessed value: a small state rate ($0.112) plus the county rate, and a town rate if you live inside a municipality.
- Homestead tax credit:caps the yearly increase in your taxable assessment at 10% for the state tax and at 10% or less for county tax (many counties set a lower cap). It needs a one-time application to SDAT and applies only to your principal residence.
- Homeowners' tax credit:a separate, income-based credit limits the tax on a principal residence to a share of household income. Apply to SDAT every year.
- When it's due:the tax year starts July 1 and bills are mailed in July. Owner-occupied homes pay in two halves, by September 30 and December 31, unless both are paid by September 30.
Key property tax dates in Maryland
- Late DecemberReassessment notices are mailed for the third of properties revalued that year.
- 45 days after the noticeDeadline to appeal a reassessment to SDAT.
- First working day after January 1Deadline for a petition for review in a non-reassessment year.
- July 1Tax year begins; bills are mailed in July.
- September 30Annual bill or first half due.
- December 31Second half due for owner-occupied homes.
Statewide deadlines; if a deadline falls on a weekend or holiday it moves to the next business day. Check the county office for local hearing dates.
How to lower your property tax in Maryland
- Apply for the homestead tax credit with SDAT if your home is your principal residence; without the one-time application your taxable value can rise with the full reassessment.
- Check whether you qualify for the homeowners' property tax credit, which is based on income and has to be filed every year.
- Appeal a reassessment within 45 days of the notice date if SDAT's value is above what your home would sell for; recent nearby sales are the strongest evidence.
- In the two years between reassessments you can still file a petition for review by the first working day after January 1.
Frequently asked questions
What is the average property tax in Maryland?
The median homeowner in Maryland pays $4,093 a year, 0.97% of a median home value of $419,900 and about 3.2% of the median owner household income of $129,423.
Which Maryland county has the highest property tax rate?
Baltimore city (1.46%), followed by Howard County (1.17%) and Prince George's County (1.12%), by median effective rate.
Which Maryland county has the lowest property tax rate?
Talbot County (0.65%), followed by Worcester County (0.73%) and Garrett County (0.78%).
How much is property tax on a $300,000 home in Maryland?
At the statewide median effective rate of 0.97%, about $2,925 a year ($244 a month). Depending on the county it ranges from $1,938 to $4,383.
Sources
- U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (tables B25103, B25077, B25003).
- Methodology